How much stamp duty do I pay on a £300,000 house?

A standard buyer pays £2,500 stamp duty on a £300,000 property in 2026/27 (nil on the first £250,000, then 5% on the portion from £250,001 to £300,000). First-time buyers pay £0 on properties up to £300,000.

Do first-time buyers pay stamp duty?

First-time buyers pay no stamp duty on properties up to £300,000. On properties between £300,001 and £500,000, they pay 5% on the amount above £300,000 only. Properties over £500,000 do not qualify for first-time buyer relief.

UK Stamp Duty Calculator

See how much Stamp Duty Land Tax (SDLT) you'll pay in 2026/27

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Important: Stamp duty rates shown are for residential properties in England and Northern Ireland as of April 2025 (2026/27 tax year). Scotland has LBTT and Wales has LTT — different rates apply. This is not financial or legal advice. Source: GOV.UK.

Stamp Duty Rates 2026/27

From 1 April 2025, the following SDLT rates apply in England and Northern Ireland:

Standard Rates

Property Price Band	Rate
Up to £250,000	0%
£250,001 to £925,000	5%
£925,001 to £1,500,000	10%
Over £1,500,000	12%

First-Time Buyer Rates

Property Price Band	Rate
Up to £300,000	0%
£300,001 to £500,000	5%
Over £500,000	Standard rates apply (no relief)

Additional Property Surcharge

If you already own a property and are buying an additional one (buy-to-let, second home), you pay an extra 5% on top of the standard rates on the entire purchase price (for properties over £40,000).

Non-UK Resident Surcharge

Non-UK residents pay an additional 2% surcharge on top of applicable rates. This applies even if you're a first-time buyer or purchasing an additional property.

Source: GOV.UK — Stamp Duty Land Tax residential property rates